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Insurance Blog

Understanding What’s Covered and What’s Not Covered with Life Insurance

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

I Missed an Auto Insurance Payment: Here's What to Expect

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....

Welcome to Parenthood: Here’s What You Should Know About Your Policy

Becoming a new parent is an exciting, challenging, and somewhat overwhelming experience. When your child is born, you are suddenly responsible for a whole new little person. Instantly, your top priority becomes caring for and protecting your child. Life insurance plays an important role in protecting your baby boy or girl. It is a way to ensure financial support should something unexpected happen to you....

Ride the Wing of the Dragon: Missouri Route 185

Ride Pennsylvania Route 44: Highway to the Stars Riding Pennsylvania Route 44 (PA 44) between Coudersport and Jersey Shore, you’ll find more than 70 miles of almost uninterrupted two-lane state highway featuring twists, turns and elevation changes—paradise for a motorcycle lover like you. A section of PA Route 44 is designated as the Highway to the Stars. Thanks to its near-total lack of development, this...

Understanding bodily injury liability insurance

We all want to save money. And we’d all like to know how to save on car insurance premiums. Here is a quick look at 10 ways you can pay less to a car insurance company now and in the future: Improve your credit score: Credit scores play a factor in your insurance score, which factors into your insurance rates. Look for additional discounts: Your...