Moon Insurance Managers, Inc. · TDI license #5595
Surety Bonds
A surety bond is not insurance for you — it is a guarantee for whoever is asking for it. If you do not do what you promised, they can claim against the bond, and you repay the surety. That is the whole difference in one sentence, and it is the part people are usually surprised by.
Bonds get required by state agencies, courts, cities and contracts, and they arrive on deadlines. So we gave them their own desk rather than a corner of an insurance page.
The handoff
Our bond desk is its own operation
Surety Bond Houston is Moon’s bond desk — same office, same Texas license #5595, same phone number. It handles license and permit bonds, contract bonds for construction, court and probate bonds, and fidelity bonds.
Everything about bonds lives over there: the bond types, what each one costs, how fast it can be issued, and the application itself. Sending you across rather than repeating half of it here is deliberate — the bond desk has the forms, the markets, and the people who file these every day.
If it is the work you need covered rather than the bond — liability, the trucks, the crew — that is this side of the house: contractors general liability insurance.
One question
Not sure which bond you’re being asked for?
Call (281) 484-8320 and describe who is asking. That question usually gets answered in about a minute, and it saves reading four pages about bonds you do not need.
Monday to Thursday, 9:00 to 5:00; Friday, 9:00 to 4:00. 360 FM 1959, Houston, TX77034.
From the library
Further reading
- Commercial insurance13 min readWhat Business Insurance Costs in Texas, Line by Line"Business insurance" is not one price, it is six or seven separate decisions that arrive on one invoice. Which is why the averages are useless and why two quotes for the same business can differ by half without either one being wrong.
- Commercial insurance12 min readWhat Changes Commercial Truck Insurance Cost in Texas — and What the Rules RequireEvery published figure for what commercial truck insurance costs describes a population you are not in. What is worth knowing instead: which parts of the number somebody else has already decided, which parts your operation decides, and how to tell whether two proposals are even quoting the same risk.
- Commercial insurance11 min readWhat Errors and Omissions Insurance Costs — and What the Price Is Actually BuyingTwo E&O quotes can differ by half and describe the same business, because most of what you are paying for is the shape of the policy rather than the size of the firm. The retroactive date is the part that decides it, and it is the part nobody reads.